The $14 racer insurance fee is mandatory for all racers, and must be paid at the time of registration. It is non-transferable and non-refundable.
The $14 insurance charge incurred upon registration accounts for your contribution TOWARD the costs associated with the ACCIDENTAL MEDICAL insurance policy procured by Spartan Race, Inc. FOR THE EVENT.
Spartan Race Inc. purchases participant accident medical insurance coverage WHICH PROVIDES LIMITED COVERAGE TO participants UNDER SOME CIRCUMSTANCES for medical bills arising from an injury suffered/obtained while participating on site at a Spartan Race, Inc. event.
Please note that the accident medical insurance coverage does NOT include Disability Insurance or Loss of Income coverage. Further, any and all claimants will be required to complete certain forms and provide copies of all medical records. NOTWITHSTANDING THE FOREGOING, PARTICIPATION IN THE SPARTAN RACE IS AT THE PARTICIPANT'S SOLE RISK. For more information regarding the specific coverage provided, please contact us at firstname.lastname@example.org.